The rent vs buy decision depends on more than just monthly costs — it includes property growth, investment returns on your deposit, and the equity you build over time. This calculator models both scenarios over your chosen number of years.
Buying Assumptions
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Renting Assumptions
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After 10 Years
Buying
Property Value
$1,110,183
Equity Built
$601,526
Renting
Total Rent Paid
$357,673
Invested Deposit Value
$295,073
Based on these assumptions, renting is ahead by $20,962 after 10 years
This is a simplified model. Results depend heavily on assumptions about property growth, investment returns, and rent increases. Non-financial factors (stability, lifestyle) are equally important. Speak to Atish for personalised advice.